Very good question. We don't trade often so you won't realize a lot of capital gains. One of our management objectives is tax efficiency — our fund selection criteria values after-tax returns over pre-tax returns. We prefer long-term gains over short-term gains to keep taxes as low as possible.
We recommend speaking with a tax professional to discuss your specific situation.
If you have further questions about SigFig and your tax situations, you can also have a free conversation with our financial consultant by clicking here to set up an appointment for him to give you a call.